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Fishing McCoy Lake: what the data says
33-acre lake near Osceola County. The lake tops out around 32 ft. The depth chart is built from real state fisheries GPS surveys, so the humps, channels and drop-offs you see are measured, not guessed. What follows comes from the same scoring engine that paints the spots above.
Brook Trout fishing at McCoy Lake
Start shallow in spring: brook trout sit in 2 to 15 ft that time of year. They move out to 10 to 30 ft in summer and finish the year down in 3 to 20 ft. The spot to know is Deep basin, a deep basin in about 29 ft of water that rates prime for brook trout in summer. Best bite is early morning and the evening. Tie on a small spoon fished deep or a trolled lake-clear wobbler + worm and you're in the game.
| Season | Depth | Best window | Go-to baits |
|---|---|---|---|
| Spring | 2 to 15 ft | dawn & dusk | Small inline spinner (gold), Tiny spoon |
| Summer | 10 to 30 ft | dawn & dusk | Small spoon fished deep, Trolled lake-clear wobbler + worm |
| Fall | 2 to 15 ft | midday & dawn | Small spoon (orange), Spinner |
| Winter | 3 to 20 ft | dawn | Small jigging spoon, Tungsten jig + plastic |
Rainbow Trout fishing at McCoy Lake
In spring, rainbow trout run shallow here, mostly 5 to 20 ft. Summer pushes them deeper, 8 to 30 ft, and winter fish settle into 6 to 32 ft. The spot to know is Break off the point, a drop-off in about 16 ft of water that rates prime for rainbow trout in winter. In summer the feeding windows fall in early morning and the evening. Tie on a dodger + spoon (deep troll) or a flutter spoon and you're in the game.
| Season | Depth | Best window | Go-to baits |
|---|---|---|---|
| Spring | 5 to 20 ft | dawn & dusk | Inline spinner (silver), Small spoon |
| Summer | 8 to 30 ft | dawn & dusk | Dodger + spoon (deep troll), Flutter spoon |
| Fall | 9 to 32 ft | dawn & dusk | Casting spoon, Jerkbait over shoals |
| Winter | 6 to 32 ft | dawn | Jigging spoon, Tube jig (white) |
Brown Trout fishing at McCoy Lake
In spring, brown trout run shallow here, mostly 3 to 25 ft. By summer they slide out to 10 to 32 ft, and by winter most fish are in 5 to 32 ft. If you only fish one area, make it Break off the point: a drop-off around 16 ft that scores prime in summer. Plan around after dark and early morning in the warm months. Summer baits: a spoon at the thermocline or a deep stickbait (night) gets it done.
| Season | Depth | Best window | Go-to baits |
|---|---|---|---|
| Spring | 3 to 25 ft | dawn & dusk | Stickbait off planer boards (shallow), Small spoon along mud lines |
| Summer | 10 to 32 ft | night & dawn | Spoon at the thermocline, Deep stickbait (night) |
| Fall | 5 to 30 ft | dusk & dawn | Jerkbait over gravel, Casting spoon |
| Winter | 5 to 32 ft | dawn | Jigging spoon, Small stickbait (slow) |
Yellow Perch fishing at McCoy Lake
Spring yellow perch on McCoy Lake hold shallow, usually 3 to 12 ft. Summer pushes them deeper, 10 to 30 ft, and winter fish settle into 10 to 32 ft. Deep basin is the standout, a deep basin at roughly 29 ft, rated prime for fall yellow perch. Best bite is early morning. Tie on a drop-shot micro plastics or a small spoon tipped with worm and you're in the game.
| Season | Depth | Best window | Go-to baits |
|---|---|---|---|
| Spring | 3 to 12 ft | midday & dawn | Small jig + curly tail, Perch-pattern micro crank |
| Summer | 10 to 30 ft | dawn | Drop-shot micro plastics, Small spoon tipped with worm |
| Fall | 10 to 32 ft | midday | Jigging spoon (small), Perch rig / spreader |
| Winter | 10 to 32 ft | midday & dawn | Tungsten jig + spikes, Rattle spoon (small) |
Northern Pike fishing at McCoy Lake
Start shallow in spring: northern pike sit in 2 to 8 ft that time of year. They move out to 8 to 20 ft in summer and finish the year down in 5 to 15 ft. If you only fish one area, make it Break off the point: a drop-off around 16 ft that scores prime in fall. Plan around early morning and the evening in the warm months. Tie on a bucktail or a weedless spoon over cabbage and you're in the game.
| Season | Depth | Best window | Go-to baits |
|---|---|---|---|
| Spring | 2 to 8 ft | midday & dawn | #5 inline spinner, Spoon (red/white) |
| Summer | 8 to 20 ft | dawn & dusk | Bucktail, Weedless spoon over cabbage |
| Fall | 6 to 18 ft | midday & dawn | Big rubber (Bull Dawg style), Husky-style jerkbait |
| Winter | 5 to 15 ft | midday | Tip-ups, Large jigging spoon |
Largemouth Bass fishing at McCoy Lake
Spring largemouth bass on McCoy Lake hold shallow, usually 2 to 10 ft. Summer pushes them deeper, 8 to 20 ft, and winter fish settle into 10 to 32 ft. Main-lake point is the standout, a point at roughly 8 ft, rated prime for fall largemouth bass. Best bite is early morning and the evening. Tie on a texas-rigged 10" worm or a deep-diving crankbait and you're in the game.
| Season | Depth | Best window | Go-to baits |
|---|---|---|---|
| Spring | 2 to 10 ft | dawn & dusk | Spinnerbait, Chatterbait |
| Summer | 8 to 20 ft | dawn & dusk | Texas-rigged 10" worm, Deep-diving crankbait |
| Fall | 4 to 15 ft | midday & dawn | Squarebill crankbait (shad), Spinnerbait |
| Winter | 10 to 32 ft | midday | Blade bait, Jigging spoon |
McCoy Lake also holds bluegill (4 to 15 ft in summer), pumpkinseed (2 to 10 ft in summer), brown bullhead (3 to 12 ft in summer). Pick any of them on the map above for rated spots and bait picks.
Notable structure
- Deep basin: deep basin, around 29 ft
- Break off the point: drop-off, around 16 ft
- Secondary point: point, around 13 ft
- Main-lake point: point, around 8 ft
Common questions
How deep is McCoy Lake?
McCoy Lake is about 32 ft at its deepest point. The depth chart here comes from real state fisheries GPS surveys, so the contours reflect measured depths.
What fish are in McCoy Lake?
Anglers target largemouth bass, northern pike, bluegill, rainbow trout, yellow perch, brown trout, brook trout, pumpkinseed, brown bullhead on McCoy Lake. This isn't a survey of the lake — none is on record for it — but an informed estimate from the species listed for the nearest surveyed lakes in the region, filtered to this lake's depth and habitat.
Where is the best fishing spot on McCoy Lake?
Deep basin is the top-rated area: a deep basin in about 29 ft of water that rates prime for yellow perch in fall. Open the map above to see every rated spot for each species and season.
When is the best time to fish McCoy Lake?
For brook trout, the summer bite is best in early morning and the evening. Each species page section below lists the seasonal windows, and the map shows a live NOW badge when you're inside one.
Nearby waters
Penasa Lake · Wells Lake · Indian Lake · Rose Lake · Austin Lake · Todd Lake
See how McCoy Lake stacks up: best largemouth bass lakes in Michigan · best northern pike lakes in Michigan · best bluegill lakes in Michigan · best rainbow trout lakes in Michigan
Browse all Michigan fishing maps or every water on DepthScout. Bathymetry credit: state fisheries survey programs. How we build these maps. For fishing guidance only, never navigation.