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Fishing Banks Lake: what the data says
34-acre lake near Kent County. The lake tops out around 47 ft. The depth chart is built from real state fisheries GPS surveys, so the humps, channels and drop-offs you see are measured, not guessed. Below is the species-by-species picture, pulled from the same data the map uses.
Brook Trout fishing at Banks Lake
In spring, brook trout run shallow here, mostly 2 to 15 ft. Summer pushes them deeper, 10 to 30 ft, and winter fish settle into 3 to 20 ft. Break off the point is the standout, a drop-off at roughly 14 ft, rated prime for summer brook trout. Best bite is early morning and the evening. Tie on a small spoon fished deep or a trolled lake-clear wobbler + worm and you're in the game.
| Season | Depth | Best window | Go-to baits |
|---|---|---|---|
| Spring | 2 to 15 ft | dawn & dusk | Small inline spinner (gold), Tiny spoon |
| Summer | 10 to 30 ft | dawn & dusk | Small spoon fished deep, Trolled lake-clear wobbler + worm |
| Fall | 2 to 15 ft | midday & dawn | Small spoon (orange), Spinner |
| Winter | 3 to 20 ft | dawn | Small jigging spoon, Tungsten jig + plastic |
Rainbow Trout fishing at Banks Lake
Start shallow in spring: rainbow trout sit in 5 to 20 ft that time of year. Summer pushes them deeper, 8 to 30 ft, and winter fish settle into 8 to 40 ft. The spot to know is Break off the point, a drop-off in about 14 ft of water that rates prime for rainbow trout in winter. In summer the feeding windows fall in early morning and the evening. Tie on a dodger + spoon (deep troll) or a flutter spoon and you're in the game.
| Season | Depth | Best window | Go-to baits |
|---|---|---|---|
| Spring | 5 to 20 ft | dawn & dusk | Inline spinner (silver), Small spoon |
| Summer | 8 to 30 ft | dawn & dusk | Dodger + spoon (deep troll), Flutter spoon |
| Fall | 10 to 35 ft | dawn & dusk | Casting spoon, Jerkbait over shoals |
| Winter | 8 to 40 ft | dawn | Jigging spoon, Tube jig (white) |
Brown Trout fishing at Banks Lake
Spring brown trout on Banks Lake hold shallow, usually 3 to 25 ft. They move out to 14 to 47 ft in summer and finish the year down in 5 to 35 ft. The spot to know is Break off the point, a drop-off in about 14 ft of water that rates prime for brown trout in summer. Plan around after dark and early morning in the warm months. Summer baits: a spoon at the thermocline or a deep stickbait (night) gets it done.
| Season | Depth | Best window | Go-to baits |
|---|---|---|---|
| Spring | 3 to 25 ft | dawn & dusk | Stickbait off planer boards (shallow), Small spoon along mud lines |
| Summer | 14 to 47 ft | night & dawn | Spoon at the thermocline, Deep stickbait (night) |
| Fall | 5 to 30 ft | dusk & dawn | Jerkbait over gravel, Casting spoon |
| Winter | 5 to 35 ft | dawn | Jigging spoon, Small stickbait (slow) |
Cisco (Lake Herring) fishing at Banks Lake
Start shallow in spring: cisco (lake herring) sit in 10 to 40 ft that time of year. Summer pushes them deeper, 14 to 47 ft, and winter fish settle into 14 to 47 ft. The spot to know is Deep basin, a deep basin in about 43 ft of water that rates prime for cisco (lake herring) in summer. In summer the feeding windows fall in early morning. Tie on a vertical flutter spoon (small) or a drop-shot micro plastic and you're in the game.
| Season | Depth | Best window | Go-to baits |
|---|---|---|---|
| Spring | 10 to 40 ft | dawn & dusk | Small silver spoon, Tiny swim jig (white) |
| Summer | 14 to 47 ft | dawn | Vertical flutter spoon (small), Drop-shot micro plastic |
| Fall | 5 to 25 ft | dusk & dawn | Small casting spoon, Inline spinner (silver) |
| Winter | 14 to 47 ft | dawn | Small jigging spoon (glow/silver), Tungsten jig + minnow head |
Yellow Perch fishing at Banks Lake
Start shallow in spring: yellow perch sit in 3 to 12 ft that time of year. By summer they slide out to 10 to 30 ft, and by winter most fish are in 15 to 35 ft. If you only fish one area, make it Break off the point: a drop-off around 14 ft that scores prime in summer. In summer the feeding windows fall in early morning. A drop-shot micro plastics or a small spoon tipped with worm covers the summer program.
| Season | Depth | Best window | Go-to baits |
|---|---|---|---|
| Spring | 3 to 12 ft | midday & dawn | Small jig + curly tail, Perch-pattern micro crank |
| Summer | 10 to 30 ft | dawn | Drop-shot micro plastics, Small spoon tipped with worm |
| Fall | 12 to 35 ft | midday | Jigging spoon (small), Perch rig / spreader |
| Winter | 15 to 35 ft | midday & dawn | Tungsten jig + spikes, Rattle spoon (small) |
Northern Pike fishing at Banks Lake
Start shallow in spring: northern pike sit in 2 to 8 ft that time of year. By summer they slide out to 8 to 20 ft, and by winter most fish are in 5 to 15 ft. Break off the point is the standout, a drop-off at roughly 14 ft, rated prime for fall northern pike. Best bite is early morning and the evening. Summer baits: a bucktail or a weedless spoon over cabbage gets it done.
| Season | Depth | Best window | Go-to baits |
|---|---|---|---|
| Spring | 2 to 8 ft | midday & dawn | #5 inline spinner, Spoon (red/white) |
| Summer | 8 to 20 ft | dawn & dusk | Bucktail, Weedless spoon over cabbage |
| Fall | 6 to 18 ft | midday & dawn | Big rubber (Bull Dawg style), Husky-style jerkbait |
| Winter | 5 to 15 ft | midday | Tip-ups, Large jigging spoon |
Banks Lake also holds smallmouth bass (10 to 30 ft in summer), largemouth bass (8 to 20 ft in summer), rock bass (5 to 20 ft in summer), crappie (10 to 25 ft in summer), bluegill (4 to 15 ft in summer), pumpkinseed (2 to 10 ft in summer), brown bullhead (3 to 12 ft in summer), burbot (14 to 47 ft in summer), common carp (3 to 15 ft in summer), longnose gar (1 to 12 ft in summer). Pick any of them on the map above for rated spots and bait picks.
Notable structure
- Deep basin: deep basin, around 43 ft
- Break off the point: drop-off, around 14 ft
- Secondary point: point, around 12 ft
- Main-lake point: point, around 3 ft
Common questions
How deep is Banks Lake?
Banks Lake is about 47 ft at its deepest point. The depth chart here comes from real state fisheries GPS surveys, so the contours reflect measured depths.
What fish are in Banks Lake?
Anglers target largemouth bass, smallmouth bass, northern pike, crappie, bluegill, rainbow trout, yellow perch, common carp, longnose gar, brown trout, brook trout, burbot, rock bass, cisco (lake herring), pumpkinseed, brown bullhead on Banks Lake. This isn't a survey of the lake — none is on record for it — but an informed estimate from the species listed for the nearest surveyed lakes in the region, filtered to this lake's depth and habitat.
Where is the best fishing spot on Banks Lake?
Deep basin is the top-rated area: a deep basin in about 43 ft of water that rates prime for cisco (lake herring) in summer. Open the map above to see every rated spot for each species and season.
When is the best time to fish Banks Lake?
For brook trout, the summer bite is best in early morning and the evening. Each species page section below lists the seasonal windows, and the map shows a live NOW badge when you're inside one.
Nearby waters
Woodbeck Lake · Halfmile Lake · Horseshoe Lake · Saugage Lake · Lincoln Lake · Bass Lake
See how Banks Lake stacks up: best largemouth bass lakes in Michigan · best smallmouth bass lakes in Michigan · best northern pike lakes in Michigan · best crappie lakes in Michigan
Browse all Michigan fishing maps or every water on DepthScout. Bathymetry credit: state fisheries survey programs. How we build these maps. For fishing guidance only, never navigation.